Need an appraisal in East Palatka or Putnam County?

The top 7 reasons why FL homeowners use Integrity Appraisals of NE Florida:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
Remove PMI to cut your monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a FL divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate

Own a home in or near East Palatka, FL and need help determining the price of it?
Contact Integrity Appraisals of NE Florida.

We at Integrity Appraisals of NE Florida understand the particular needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Integrity Appraisals of NE Florida, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Integrity Appraisals of NE Florida, we're veterans in helping people just like you do away with undesirable PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal report from Integrity Appraisals of NE Florida is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be disadvantageous from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Integrity Appraisals of NE Florida can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? In a field review we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.